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ebelariont

Build Your Financial Future

Start with practical skills that actually work. Our approach focuses on real situations you'll face, not textbook theories that collect dust.

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Our Journey in Financial Education

Seven years of helping people understand money without the confusion

2018

Started with a Simple Question

Why do most people feel lost when it comes to money? We began teaching basic budgeting in community centers around Geelong, focusing on practical skills that people could use immediately.

2020

Moved Online During Challenges

When everything changed, we adapted quickly. Our online programs helped over 500 people navigate financial uncertainty with confidence and clear planning strategies.

2022

Expanded Beyond Basics

Added investment fundamentals and retirement planning to our curriculum. We realized people wanted to grow their money, not just manage it better.

2025

Looking Ahead

Our September 2025 program launch will include cryptocurrency basics and sustainable investing — topics our students keep asking about.

How You'll Progress

Each module builds on the last. You'll practice with real scenarios and get feedback on actual financial decisions.

1

Money Foundations

Track your spending, create a budget that works, and set up emergency savings. We use your actual bank statements for practice.

2

Debt Strategy

Calculate payoff timelines, compare consolidation options, and negotiate with creditors. Real phone scripts included.

3

Investment Basics

Understand risk tolerance, compare investment accounts, and start with index funds. No get-rich-quick schemes here.

4

Long-term Planning

Retirement calculations, insurance needs, and estate basics. Plan for the life you actually want to live.

Real Tools for Real Situations

We don't just teach concepts. You'll work with actual financial calculators, budget templates, and comparison worksheets that you can use right away.

Our students tell us these practical tools make the difference between understanding something in class and actually doing it at home.

Student working with financial planning tools and calculators

Find Your Starting Point

Everyone's financial situation is different. We help you figure out where to focus your energy first.

Just Getting Started

Living paycheck to paycheck? Start with budgeting basics and emergency fund strategies that actually work on a tight budget.

Ready to Grow

Got some savings but not sure what's next? Learn investment fundamentals and tax-smart strategies for building wealth.

Planning Ahead

Thinking about retirement or major goals? Dive into long-term planning and advanced strategies for financial independence.

Skills That Build on Each Other

You'll move from managing day-to-day money stress to making confident decisions about your financial future.

Foundation
Month 1-2

Budget creation, expense tracking, and basic banking skills

Growth
Month 3-4

Investment accounts, risk assessment, and goal-based saving

Mastery
Month 5-6

Portfolio management, tax planning, and retirement strategy

Kirilynn Westbrook, financial education specialist

Meet Your Instructor

"I've seen too many people struggle with money because they were taught to be afraid of it instead of understanding it. My approach is different — we start with what you actually need to know."

Kirilynn Westbrook brings practical experience:

  • Seven years teaching financial literacy in Australia
  • Former bank advisor who understands both sides
  • Specialist in making complex topics simple
  • Regular contributor to local financial education programs
Get Started Today